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Hey Samanatha, your credit score is looking really good.

675-5
673-5
650+10
 Very Poor
 Poor
 Fair
 Good
 Great
 Excellent
300
500
600
660
720
780 850

Your credit card utilization is 78%, which is too high and lowering your scores.

Use the score simulator below to determine how credit card usage affects your score.

Here are the details of items that have the highest impact on your score

87% Credit Usage
JP Morgan Credit Card Total Credit Card Limit: $10,000
51% Credit Usage
Bank of America Total Credit Card Limit: $5,000
27% Credit Usage
Bank of America Total Credit Card Limit: $5,000
8% Credit Usage
Bank of America Total Credit Card Limit: $5,000
  • Poor +50%
  • Fair 30-50%
  • Good 10-30%
  • Great 0-10%
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See how adjusting your credit usage affects your credit score

78%
Total Credit Usage
$15,000
Estimated Credit Score

661

0
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