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Hey Samanatha, Welcome to ScoreSense!

We're doing a quick analysis of your data to build you a personalized experience.

Credit Card Usage
Credit Age
Account Types
Payment History
New Activity
675-5
673-5
650+10
 Very Poor
 Poor
 Fair
 Good
 Great
 Excellent
300
500
600
660
720
780 850

After our analysis, we found that your credit usage is at 78%, which is too high.

We recommend a goal of 50% utilization for you. See below for details on how this can affect your score.

Click the buttons below to see how adjusting your credit usage can affect your score

YOUR NEXT GOAL
$4,200
total payment to get to next level
You

Here is a list of all of your credit cards and how your 78% is calculated.

87% Credit Usage
JP Morgan Credit Card Total Credit Card Limit: $10,000
71% Credit Usage
Bank of America Total Credit Card Limit: $3,000
45% Credit Usage
Bank of America Total Credit Card Limit: $1,500
37% Credit Usage
Bank of America Total Credit Card Limit: $500