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Hey Samantha, Welcome to ScoreSense!

We're doing a quick analysis of your data to build you a personalized experience.

Credit Card Usage
Credit Age
Account Types
Payment History
New Activity
675-5
673-5
650+10
 Very Poor
 Poor
 Fair
 Good
 Great
 Excellent
300
500
600
660
720
780 850

After our analysis, we found that your credit usage is at 78%, which is too high.

We recommend a goal of 50% utilization for you. See below for details on how this can affect your score.

Click the buttons below to see how adjusting your credit usage can affect your score

670

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Here is a list of all of your credit cards and how your 78% is calculated.

87% Credit Usage
JP Morgan Credit Card Total Credit Card Limit: $10,000
71% Credit Usage
Bank of America Total Credit Card Limit: $5,000
45% Credit Usage
Bank of America Total Credit Card Limit: $5,000
37% Credit Usage
Bank of America Total Credit Card Limit: $5,000