shieldCredit Monitoring   On

Hey Samantha, Welcome to ScoreSense!

We're doing a quick analysis of your data to build you a personalized experience.

See your new scores in 12 days
 Very Poor
 Poor
 Fair
 Good
 Great
 Excellent
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Score Range

  • 815 - 850Excellent
  • 666 - 754Good
  • 504 - 561Poor
  • 755 - 814Great
  • 562 - 665Fair
  • 300 - 503Very Poor

Our analysis shows that your credit card usage is impacting your scores.

Your credit utilization is:

$11,700 Total Credit Usage
$15,000 Total Credit Limit
78%

Talk to me about your credit card usage and other factors that impact your score.

1-888-550-2159

Helpful tip: It's best to keep your total credit card utilization under 10%.   See usage on all credit cards.

Credit Card Usage Tool

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See how the percentage of credit you've used impacts your score.

Tips to Hit a 50% Credit Usage

  • One-Time Payment

    Pay $4,200 to reduce your balance.

  • Credit Insight

    Pay before the statement close date to reduce your reported usage.

  • Payment Plan

    Pay $700 extra every month for 6 months

Tips to Hit a 30% Credit Usage

  • One-Time Payment

    Pay $7,200 to reduce your balance.

  • Credit Insight

    Work with your creditors to reduce your interest rates.

  • Payment Plan

    Pay $600 extra every month for 12 months

Tips to Hit a 10% Credit Usage

  • One-Time Payment

    Pay $10,200 to reduce your balance.

  • Credit Insight

    Work with your creditors to reduce your interest rates.

  • Payment Plan

    Pay $850 extra every month for 12 months

Talk to me about your credit card usage and other factors that impact your score.

1-888-550-2159

Your Full Credit Report

Want all the details? Get a complete look at your accounts, payment history and more.

  • 4Credit Cards
  • 2Real Estate
  • 3Auto Loans
  • 1Student Loans
  • 0Other Loans
  • Total Credit Accounts

Your Credit on the Go - Staying informed about your credit is the key to protecting it. Our app makes it easy.