shieldCredit Monitoring   On
1. Payment History
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2. Outstanding Debt
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3. New Activity
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4. Account Type
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5. Credit Age
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702 +10
Excellent As of January 15, 2017
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How your credit score is calculated

Payment History - Excellent
Paying your bills on time is the single most important thing you can do for your credit score, this shows creditors that you are willing and able to meet all your obligations.

Outstanding Debt - Poor
Keeping your balances lows compared to you available credit shows creditors you are able to manage your debt and your budget is likely in line. Keeping your balances under 30% is a good rule of thumb but keeping them under 10% (but greater than 0%)is your ideal target.

Account Types - Good
Having a diverse mix of different account types demonstrates your ability to meet your credit obligations and manage different types of debt.

Credit Age - Good
Creditors value longevity and consistency so the deeper your credit history is the better. Remember that opening new accounts and closing existing accounts can impact your credit age.

New Activity - Fair
While New Activity is normal and represents the lowest impact to your score, it is a good idea to refrain from opening a bunch of new accounts in a short time frame.

Accounts Summary

Your Accounts

Reported from Transunion 01.10.2017

Public Records

A public record means a court action was taken against you and has been added to your credit report.

Who's Been Checking Your Credit

Your credit report has recently been checked by a creditor or lender.

Inquiry: VW Credit
Date of Inquiry: 1/27/17

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Name of creditor:
Activity Type: New Inquiry
(800) 421-2110
PO BOX 982238
El Paso, TX
79998
Inquiry Date
8/15/16
What does this mean?

Your credit report and scores have recently been checked by a creditor or lender.

Inquiry: Bank of America
Date of Inquiry: 1/17/17

Sed ut perspiciatis unde omnis iste natus error sit voluptatem accusantium doloremque laudantium, totam rem aperiam, eaque ipsa quae ab illo inventore veritatis et quasi architecto beatae vitae dicta sunt explicabo.

Name of creditor:
Activity Type: New Inquiry
(800) 421-2110
PO BOX 982238
El Paso, TX
79998
Inquiry Date
8/15/16
What does this mean?

Your credit report and scores have recently been checked by a creditor or lender.